Managing inheritance tax and estate planning has always required thoughtful preparation. With recent tax changes, it’s more important than ever to take a closer look at your estate plans. For many, these new rules present an opportunity to review and refine your approach, ensuring your wealth is protected and your legacy is secure.
We see estate planning as more than just a legal process. It’s about understanding your story and shaping a future that supports you and protects your estate. By taking the time to get to know you and your family, we offer advice on a more personal level.
From making the most of inheritance tax exemptions to structuring your estate thoughtfully, our approach ensures your wealth is preserved and passed on with care. We understand the importance of inter-generational planning and often work with parents and children together to create plans that strengthen and protect your family’s legacy for years to come.
If you’re considering reducing the value of your estate, we’ll guide you in making meaningful lifetime gifts, focusing on optimal impact, and documenting every detail to ensure compliance and peace of mind.
We believe in working as part of a trusted team. Collaborating with your accountants and financial advisers ensures a cohesive approach to every aspect of your estate plan.
Our clients range from individuals and families to business owners, farmers, and landowners. Whether you’re a UK national, a foreign resident, or navigating cross-border complexities, we have the experience to provide expert solutions. Working with overseas specialists, we help optimise global positions, including sheltering UK assets in offshore jurisdictions where appropriate.
Inheritance tax doesn’t have to be daunting. Our Private Wealth Team is here to provide clarity, confidence, and peace of mind. Contact us today to discover how we can help you structure your estate and preserve your legacy for generations to come.
Expert advice and Will drafting to include charitable legacies, which secure the benefit of a discounted inheritance tax rate of 36% for taxable estates.
Advice on efficient structuring of your estate as we move to the residence based system for inheritance tax.
Support for beneficiaries in redirecting assets to achieve tax-efficient outcomes through deeds of variation.
Advice on maximising inheritance tax reliefs notwithstanding recently announced changes to the rules.
Advice on lifetime financial planning, making full use of exemptions and reliefs to minimise inheritance tax.
Advice on gifting strategies, including exemptions, the seven-year rule, and optimal use of allowances.
Calculating and advising on nil rate bands, including transferable and residence bands, to estimate tax liabilities.
We advised on the administration of a high-value estate involving three business partnerships, substantial lifetime gifts, and complex inheritance tax (IHT) planning. Our work focused on securing Business Property Relief (BPR) for each partnership interest, applying taper relief to chargeable lifetime gifts, and navigating intricate tax rules to achieve significant reductions in the taxable estate. The matter required a detailed understanding of partnership law and strategic tax planning, showcasing our capability to manage sophisticated estate matters with precision and professionalism.
Instructed just 48 hours before the Autumn Budget 2024, our team urgently prepared a Deed of Variation to alter the distribution of a husband’s estate and advised on the gifting of a property share owned outright by the client. The matter involved complex tax and estate planning considerations, including the retrospective severance of a joint tenancy, requiring tailored inheritance and capital gains tax advice for both the estate and the client personally. This case highlights our team’s ability to deliver high-quality, detailed advice under significant pressure to achieve our client’s objectives ahead of anticipated legislative changes.
We advised clients on comprehensive estate planning, including the settlement of lifetime trusts for the benefit of their children, ensuring estate planning, tax, and asset protection benefits. By collaborating with their fiduciary service providers, we navigated complex tax issues, including Business Relief from IHT and CGT holdover relief, while carefully structuring the trust deeds to address beneficiary inclusion/exclusion and tax considerations. Following this, we prepared similar trusts for their relations and assisted with TRS registration, tax filings, and regulatory reporting, demonstrating our commitment to securing the client’s legacy for future generations.
Private Wealth / 29 September 2025
Private Wealth / 29 September 2025
Private Wealth / 29 September 2025
Corporate & Commercial, Private Wealth / 29 August 2025